Tuesday, December 08, 2009
It was a quiet rainy evening on Sunday. Instead of just plopping down on the couch to watch yet another TV show, we went out for a night drive. With no real destination in mind, we meandered around 2222 and 360. We stopped at Mount Bonnell and tromped through a few trails in the dark. Then we got the ever-windy Redbud Trail. On the first curve, B understeered, then oversteered to correct it, then way oversteered and we plowed straight into the Westlake United Methodist Church sign. We were not hurt at all, despite the fact that the airbags both went off. After a lot of waiting in the rain, getting a tow truck to come out, talking to the police, getting a rental the next day and getting ripped off, finding out that we have to tow it to another shop, we found out our poor Scion is totaled. And we've only had it for three months. On top of that, the gap insurance I purchased through the Toyota dealership in town did not carry over after I refinanced the loan. And, the settlement is actually lower than the payout on the car mostly because we paid too much for the car in the first place (due to ignorance and getting swindled by salespeople), so instead of ending up with extra money, our down payment pretty much goes down the drain and we owe an additional amount (the gap) on the loan. Very, very uncool.
We found a Mazda3 hatchback at the local Mazda dealership in our price range, so we're probably going to get it. It's funny, but I've been infatuated with that car for years, ever since it came out. It is much sturdier, faster, heavier, and overall better than the Scion. Thankfully, I didn't have to pay for another rental car today, because our friend Dallas let us borrow his car. It's been a whirlwind these past two days getting the paperwork completed and going back and forth between the auto shop, rental agency, credit union and the dealership. I went back to Flamingo Automotive this morning to get a rental car (only $25/day), but they had none available, so I biked instead. I'm pumped that my water-repellent (vs water-resistant) raincoat is getting put to good use. I was toasty and warm on my bike except for my face and fingers, which were wet and freezing. And then the whole rain on glasses thing is super annoying as well.
Here's to hoping that we'll stop hemorrhaging money soon. But mostly, I am grateful that neither one of us was hurt, and that we have padding money from the wedding to help us get through this. I've been keeping my parents updated, and they said they had to learn the same expensive mistakes. Albeit once for each lesson. Hope we learn too. It's shitty that everyone is out to get your money and if you aren't informed, then they most definitely will.